Settling a Fair Value with Your Personal Injury Attorney
So when you are planning for a negotiation with your insurance adjuster, it is best to not commit any mistakes and expects a good case worth for you. Make sure you have professional personal injury attorney by your side who would simply guide you with much detail version of mistakes that you can avoid while communicating face to face with them.
When it comes to negotiating a fair settlement in your personal injury case, there are many mistakes that you might commit just because you are unaware of what is right or wrong for your case worth. When you interact with the insurance adjuster it is basically your first time, but you need not forget it is not their first time, they have already gained a lot of experience in communicating with the victim and negotiating as per their terms. As it is your first interaction, you may make mistakes that can simply give you less worth. For example you can accept a really low offer; you can de4mand a lot which is not worthy of your case. Also, there are few mistakes that you make unintentionally. So for this reason, here we have few points mentioned below of them mistakes that you simply need to avoid and also your personal injury attorney can give you other brief details of how to talk and how to talk in front of the insurance adjuster. Don’t forget to follow it.
- Don’t Settle Your Claim Too Quickly
Insurance claim wants you to settle the claim amount way too quickly, simply because they want you to agree on the amount really less than your case is worth. You have to understand that you don’t have to agree on any value offered by the insurance company; make a note of the highest amount to expect and the lowest to be expected. This way you can figure out if the claim amount suggested by the insurance adjuster fits with your value or no. If not that you have to deny, you can wait for some time till your case gets settled up.
- Being Too Friendly
When you are communicating with the insurance adjuster, you simply have to understand that they are very well experienced and know the technique of how to communicate with the victim for this reason you have to be pretty sure that you are not way too friendly with them. If you are very friendly, they will use this against you and make you accept any offer which can be problematic. Although it is important for you to be polite at the negotiating process, but you simply don’t make the police conversation way too easy. Be practical, think valid and be strong on your point. It is good to be professional in your own ways, simply let your personal injury attorney handle the scene for you.
- Over Exaggerating is harmful
Some victims have the habit to over exaggerate their injuries or accident and make it look like some movie scene with severe injuries and painful condition. This is not such a great idea to seek compensation, you are doing it all wrong, and here you have to understand that over exaggerating won’t increase your claim. In fact whatever you say might look unrealistic. Remember if the insurance adjuster finds out that you are over exaggerating or lying they will simply deny to give you the claim amount. Also, your professional personal injury attorney can give you an explanation of why you probably need not exaggerate the statement.
- Don’t Rely On The Insurance Value Completely
They might give you some claim amount also with some evidence that blame that you were responsible for the accident. At this point of time, you have to make sure that you know what claim value your case, if you think that the insurance adjuster is simply giving you any cost and it’s not at all appropriate you have the right to deny it. You also have the record statements and prove with you that show that you are innocent and not guilty. So you can provide them the proof of your innocence, give them the reason as for why you deny the claim provided by them. And this is how you can further expect a good claim value.
- Not Need To Answer Every Question
Just because the insurance adjuster has asked you a question doesn’t mean you have to answer it anyway. They are pro in asking a tricky question just to collect useful information to use against you. You simply have to understand that the insurance adjusters are not your friend also not in your favor. They will try hard to give you less value, so it is good to deny if you don’t want to answer the question. Also, you are under no obligation to answer each and every answer; it is good that you make sure you are at a safe side. Your personal injury attorney will tell you and explain to you with what should and shouldn’t be said at all.
- Do make sure you negotiate
Victims forget that negotiation is important, so, for this reason, they will simply forget negotiating and this can cause you a lot of problems. You have to understand here those injury attorneys are really good in negotiation, put them ahead, and let them continue negotiating until they don’t reach a fair settlement value. Here you have to make sure that negotiation is in your favor. You don’t have to accept any offer simply, you can present certain evidence that shows that you are innocent, this evidence can be a record of expenses that you have lost simply due to the accident and all of this evidence will surely work well. Any record statement or police report that shows you were not showing negligence on the road can prove that you were the responsible citizen but they weren’t. And this is how everything will work well for your case.